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मोदी सरकार की खास स्कीम, 342 रुपये में मिल सकेगा ये इंश्योरेंस कवर

मोदी सरकार के खास स्कीम प्रधानमंत्री सुरक्षा बीमा योजना और प्रधानमंत्री जीवन ज्योति बीमा योजना में निवेश करने के बाद आपको दो के बजाए 3 इंश्योरेंस कवर मिल सकेगा. ये दोनों इंश्योरेंस कवर एक्सीडेंटल डेथ कवर डिसएबिलिटी कवर और लाइफ कवर मिल होगा. प्रधानमंत्री सुरक्षा बीमा योजना के तहत आपको एक्सीडेंटल और डिसएबिलिटी कवर मिलेगा, जिसके लिए 12 रुपये खर्च करने होंगे.

वहीं, आपको प्रधानमंत्री जीवन ज्योति बीमा योजना में कुल 330 रुपये खर्च करने होंगे, जिसके तहत आपको लाइफ इंश्योरेंस कवर मिला जाएगा. इस प्रकार आप साल में एक बार 342 रुपये का प्रीमियम जमा करा कर कुल 3 इंश्योरेंस कवर प्राप्त कर सकते हैं. इस योजना के तहत किसी भी कारणों से हुए मौत के बाद 2 लाख रुपये का क्लेम किया जा सकता है. साथ ही साल के बीच में आवेदन करने पर एप्लीकेशन तारीख के आधार पर ही प्रीमियम तय होगा.

मोदी सरकार की इस स्कीम में 18 साल से लेकर 70 साल की उम्र वाले लोगों को एक्सीडेंटल डेथ इंश्योरेंस और डिसएबिलिट इंश्योरेंस कवर मिलेगा. इसके अंतरगत किसी भी प्रकार से हुई एक्सीडेंट डेथ या डिसएबिलिटी के समय पर क्लेम किया जा सकता है. वहीं आपको बता दें कि दिल का दौरा पड़ना इस स्कीम में शामिल नहीं किया गया है. एक्सीडेंटल डेथ के मौके पर इंश्योरेंस की रकम 2 लाख रुपये और डिसएबिलिटी के लिए 1 लाख रुपये का क्लेम किया जा सकता है.

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